Closer operates on a single, flat platform fee — applied to every transaction processed through the platform. No monthly subscriptions, no setup charges, no hidden costs.
Closer retains 20% of every Subscriber payment processed through the platform. The remaining 80% is distributed to the Creator (minus applicable Stripe processing fees), per the payout schedule agreed between the Creator and their Agency.
Pricing applies differently across each tier of the Closer hierarchy. Here is exactly what each role pays, earns, and controls.
Agencies manage Creator rosters and receive consolidated earnings reporting. Agencies do not pay a platform fee directly — the fee is deducted at the transaction level before Creator payouts are calculated.
Creators set their own subscription pricing for Subscribers. After the 20% Closer platform fee and Stripe processing fees are deducted, the net amount is paid out to the Creator on the agreed schedule.
Subscribers pay the price set by the Creator for each subscription tier. There are no additional platform fees charged to Subscribers — what you see is what you pay. Billing is recurring and fully managed via Stripe.
A worked example showing exactly how revenue is split on a $100 Subscriber payment — including the platform fee, Stripe processing, and Creator net payout.
| Line Item | Rate | Amount | Recipient |
|---|---|---|---|
| Subscriber Payment | — | $100.00 | — |
| Closer Platform Fee | 20% | − $20.00 | Closer |
| Stripe Processing Fee* | 2.9% + $0.30 | − $3.20 | Stripe |
| Creator Net Payout | ~76.8% | $76.80 | Creator |
* Stripe processing fees are standard Stripe rates (2.9% + $0.30 per successful card transaction for US cards) and may vary by card type, currency, and country. Stripe fees are deducted by Stripe directly and are not controlled by Closer. The Creator net payout figure above is an illustrative example. Actual payouts depend on current Stripe fee rates and any Agency-Creator payout split agreements.
Closer's refund policy is designed to be fair to all parties while maintaining compliance with Stripe's requirements and applicable consumer protection laws.
Subscription payments are generally non-refundable once a billing period has begun and content access has been granted. Exceptions apply in the following circumstances:
Subscribers may cancel their subscription at any time. Cancellation stops future billing immediately. No partial-period refunds are issued for the current billing cycle. Access continues until the end of the paid period.
Closer takes payment disputes seriously. All chargebacks are reviewed using Stripe Radar and Closer's internal fraud tooling. Repeat chargeback activity may result in account suspension.
When a refund is issued, the Closer 20% platform fee portion of the refunded amount is returned to the Subscriber along with the Creator's 80%. Stripe's processing fees are generally non-refundable by Stripe.
Closer is architected to meet the compliance requirements of operating a creator monetization platform — from age verification to financial regulation.
All Creators must complete identity verification before going live. Verification is conducted via our compliance partner, meeting Know Your Customer (KYC) standards required for payout processing.
Closer enforces mandatory age verification for both Creators and Subscribers accessing age-restricted content, compliant with applicable regulations including 18 U.S.C. § 2257 record-keeping requirements.
All payment processing is handled exclusively by Stripe, a PCI-DSS Level 1 certified provider. Closer never stores, transmits, or has access to raw card data.
Closer complies with applicable data privacy laws including GDPR (EU) and CCPA (California). Users have the right to access, correct, and delete their personal data. See our Privacy Policy for full details.
Creators earning over applicable IRS reporting thresholds will receive a 1099-K from Stripe. Creators are responsible for their own tax obligations. Closer does not provide tax advice.
Closer screens all new Agencies and Creators against OFAC sanctions lists and other applicable watchlists as part of onboarding. Accounts matching restricted parties will be declined.
Platform Fee. Closer charges a 20% platform fee on all gross Subscriber payments processed through the Closer platform. This fee is automatically deducted from each transaction prior to Creator payout calculation. The platform fee is non-negotiable and applies uniformly to all Creators regardless of Agency affiliation or subscription tier pricing.
Stripe Processing Fees. Payment processing is provided by Stripe, Inc. Standard Stripe processing fees (currently 2.9% + $0.30 per successful US card transaction) are charged by Stripe separately from the Closer platform fee and are deducted from the Creator's net payout. Stripe fees are subject to change by Stripe without notice. International cards and currency conversions may incur additional Stripe fees. For current Stripe fee schedules, visit stripe.com/pricing.
No Guarantee of Earnings. Closer does not guarantee any specific level of earnings to any Creator or Agency. Revenue is entirely dependent on Subscriber acquisition and retention, which is the responsibility of the Creator and their Agency.
Payout Schedule. Creator payouts are made on a schedule determined by the Agency-Creator agreement and subject to Stripe's standard payout timing. Closer does not control Stripe's payout timing and is not liable for delays caused by Stripe, banking institutions, or regulatory holds.
Fee Changes. Closer reserves the right to modify platform fees with 30 days' written notice to affected Agencies and Creators. Continued use of the platform after the notice period constitutes acceptance of the new fee structure.
Currency. All pricing on this page is stated in US Dollars (USD). Transactions in other currencies are converted at Stripe's prevailing exchange rate at the time of processing. Currency conversion fees may apply.
Taxes. Stated pricing does not include applicable taxes. Depending on the Subscriber's jurisdiction, VAT, GST, or other applicable taxes may be added to the Subscriber's payment at checkout. Creators and Agencies are solely responsible for their own tax obligations arising from platform revenue.
This pricing page is provided for informational purposes only and does not constitute a binding contract. All use of the Closer platform is governed by the Closer Terms of Service and Agency Agreement. In the event of a conflict between this page and those governing documents, the Terms of Service and Agency Agreement shall prevail.
Everything Agencies, Creators, and Subscribers commonly ask about pricing and billing on Closer.
Join the enterprise platform connecting elite agencies, top creators, and engaged subscribers — all powered by a single, transparent fee.
No setup fees. No monthly charges. 20% platform fee on transactions only.